Privacy Policy


Rev. 04/2021

FACTS WHAT DOES REPUBLIC PROCESSING GROUP, A DIVISION OF REPUBLIC BANK & TRUST COMPANY, DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and payment history
  • transaction history and credit history
  • credit card or other debt and account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Republic Processing Group chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Republic Processing Group share?Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes–
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes– information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes– information about your creditworthiness No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you Yes Yes
To limit our sharing Call toll-free 1-888-225-0080 to speak to an account representative.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 1-888-225-0080 or go to Elastic.com
Who we are
Who is providing this notice? This privacy notice is provided by Republic Processing Group, a division of Republic Bank & Trust Company, and describes the sharing practices applied to your Elastic Line of Credit.
What we do
How does Republic Processing Group protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Republic Processing Group collect my personal information? We collect your personal information, for example, when you
  • open an account or apply for a loan
  • provide account information or make deposits or withdrawals from your account
  • give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes–information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account. 
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Republic Processing Group does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include third party service providers, third party processors, financial services companies, retailers, direct marketing companies and nonprofit organizations.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • We may partner with nonaffiliated financial companies to jointly market financial products to you.
Other Important Information
For California residents only: In accordance with California law, we will not share information we collect about California residents with nonaffiliated third parties except as permitted by law, such as with the consent of the customer, to service the customer's accounts, or to fulfill rewards or benefits. We will also limit the sharing of information about you with our affiliates to extent required by applicable California law.

Vermont Residents:
  • We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
  • Additional information concerning our privacy policies can be found at www.republicbank.com or call 1-888-584-3600.

North Dakota Residents: We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account.